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At my D2, which is a private school in Michigan, academic and athletic money are separate. It's much harder to get good academic money, though, than it is at almost any other school. At the same time, we are only around $31,000 per year for everything, whereas many extremely selective private schools are $40-50k.
If a girl with a 4.0 GPA and 33 ACT gets 50% tuition, if I add another 25% tuition, and she gets 15% tuition in grants or outside scholarships, then she is paying 10% tuition, plus room and board. With tuition at about $21,000 at my school, that would eat up $5,250 of my budget. I'm not sure how other coaches keep track of things, but rather than thinking about the number of scholarships we have (7.2 max for a D2, which some have and many don't), I only use the total amount of money we have to work with.
Joe, 33 on an ACT would be extremely well above average. I think the average is around a 22. Plus it is also getting very hard for students to receive additional scholarships from outside sources and grants probably only if income levels are very low. What would a player who had a 3.5 GPA and 28 ACT receive if they wanted to attend Hillsdale?